Here in MA, the home inspector failed my installation inspection because my interior chimney had a liner installed without insulation. The guys had to come back, pull the liner and insulate it. The inspector told me that having insualtion would greatly reduce creosite buildup and thus reduce the risk of fire and make it easier to sweep. I was a bit frustrated at first, but I’m glad it’s done.
This was my first burning season and I’m curious to see how much buildup I have when it gets swept. Figure I’ll hire a professional first time and judge if it is something I can do myself in future years.