All of us spend an enormous amount of time on our gathering and preparing of wood for the winters to come. Some of us live in area's that make have severe weather events(tornado's, wild fires,maybe theft etc)...With this in mind...Is there such a thing as wood insurance. Let's face it..say we have 30-40 face cords on hand@ at average of $75 a face cord.. That's a nice chunk of change. Would home owners insurance cover that if disaster wiped it all out? How would that work or would we be out of luck?