I live in Nj. I had a solar company out today. I have a fair sized ranch and estimate about $100 per month for the electric bill. The solar company said I needed 40 panels and I would have to pay $27000. I expected about 15k out of pocket. But 27k. It would take 6 years to pay back. Seems a little steep to me. Anyone have any other info or options for me? Thanks