My husband & I bought our log home last year. We were getting ripped off on insurance, and switched a month ago. Our insurance company just got back to us saying there is a problem with our policy, because we have two heat sources (oil & wood) on one flue. We only have one chimney (which they are both vented through. We have a baby on the way this week....and only a short time to fix the problem...with limited cash. From my understanding we have four choices. Disconnect the wood stove. (which we don't want to do for re-sale value) Install a second flue in the chimney if it's big enough. (we think it's too small) Change the oil furnace to vent seperatly out the house from the outside wall ? (saw it somewher eonline) Convert the wood stove to a gas via gas logs, if possible. (we also have gas lines in our house for our kitchen stove & dryer). We do not know anything about this stuff. How much any of the options cost. Or what is the smartest choice. Any advice would be so much appreciated Thanks!