We bought a house with a fireplace that had been converted to a gas insert, and we'd like to switch it back to wood, for emergencies and backup to the gas furnace. (See the book "One Second After.") There are dozens of brands and models to choose from, and everyone says theirs are the best. We haven't discovered one source that rates them all fairly, including Consumer Reports. We visited a local store that sells Regency, and decided on the H2100, which sits on the hearth. It had an efficiency rating of 84.9, which was the highest we've seen, seemed to be well made, and the design allows for cooking on the top. Unit with faceplate and blower was $2207, the stainless steel vent kit was $300, and the contractor the store uses for installation, quoted $685 to deliver and put it in. Total with tax was $3415, which seemed a bit high for what we were getting. The installer wasn't "FTI-certified," but had received training from Regency. Is the FTI thing a big deal? The store didn't give us a professional looking quote, choosing to scribble the numbers on a piece of scrap paper. So far, they don't seem eager to deal, and when we visit the store, we are always the only ones there. We are about ready to put this off until spring, when supply and demand might bring down the price. We've waited 6 years, so I guess there's no rush, unless of course, that EMP thing detonates over Kansas.... Input appreciated.