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lowes credit card

Post in 'DIY and General non-hearth advice' started by chrisasst, Nov 29, 2013.

  1. chrisasst

    chrisasst Minister of Fire

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    Not sure if this is the place to ask this...
    How does the 5% cash back work when using a lowes credit card?
    I used mine for the first time ever a few ago to buy carpet. I charged $450 on it. The guy asked if I want 5% back or 6 months no interest. I said to do the 5%. I don't see where I got 5% off or whatever. Still got charged the $450.

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  2. fossil

    fossil Accidental Moderator Staff Member

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    Sounds like a question for someone at Lowes. :rolleyes:
  3. chrisasst

    chrisasst Minister of Fire

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    The cashier said it would come off on the credit card. The charge finally showed up online and it is still the original amount. I guess I will call them tomorrow.
  4. heat seeker

    heat seeker Minister of Fire

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    The rebate will probably show up on the actual bill, but I'd still call them tomorrow.

    If something sounds too good to be true, it probably is. I have a Shell card that gave back a percentage, but now it gives almost nothing. If I don't use the card for Shell gas 9 times in a year, I get hit with a service charge. If I cancel the card, my credit rating takes a hit.
  5. fossil

    fossil Accidental Moderator Staff Member

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    Why?
  6. heat seeker

    heat seeker Minister of Fire

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  7. mithesaint

    mithesaint Feeling the Heat

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    Call them. I use my lowes card all the time, and the 5% come off at the time of the purchase. Something's not right.
    eclecticcottage likes this.
  8. JustWood

    JustWood Minister of Fire

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    The 5% may show up as points on your statement that you have to call in to redeem as a credit or a check they mail to you.
  9. eclecticcottage

    eclecticcottage Minister of Fire

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    This.
  10. firefighterjake

    firefighterjake Minister of Fire

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    The few times I used the Lowes card the cost came off right then and there at the register.

    Another helpful hint . . . when I've mentioned the discount for using a Lowes card while shopping at the Home Depot (i.e. "You know if I was at Lowes and used their card I would get 5% off"), the Home Depot has given me the same percentage discount for using their Home Depot card simply by referencing the Lowes discount program . . . even though the Home Depot card does not normally have the discount (beyond the first time or two I used it.)
  11. Dave A.

    Dave A. Minister of Fire

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    Last time I did that at HD (maybe a month ago) they said they were ending that practice of giving you the 5% if you ask for it (for a charge purchase) next month. Dunno if they followed through on that or if it's just local, or what. Just thought I'd mention what I heard.
  12. arngnick

    arngnick Member

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    Cashier probably screwed up and pressed the wrong button giving you 6 mo. no interest. If this is the case you may see the charge show up in the "promotional summary" section of your bill. Good luck if this is the case because they gave me the 5% once when I wanted the no interest and the only way to do it was to refund that transaction and start over.
  13. eclecticcottage

    eclecticcottage Minister of Fire

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    Heard the same here at two different stores.
    Dave A. likes this.
  14. gregbesia

    gregbesia Burning Hunk

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    Sorry if this is off topic, but when I have a bigger purchase at Lowes , I buy printable cupons on eBay. Each is about $ 2.50 and gives me 10% off . They take them at Home Depot too.
  15. Dave A.

    Dave A. Minister of Fire

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    Just picked up a metal ash can at HD. Figured they'd say I couldn't get the 5% anymore so I'd leave it, letting them know how I felt about the policy change by not buying it, and head over to Lowe's (which was on the way) and buy it there. But no problem got the 5% discount without question, though it was a different HD than the one that told me about the policy change.

    Anyway, just wanted to set the record straight on this.
  16. bsruther

    bsruther Minister of Fire

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    When I have a big purchase at Lowes or HD, I buy gift cards for those stores from Kroger and get double fuel points. I don't know if it adds up to 5%, but it's nice getting 60 cents off, per gallon of gas.
  17. CTguy9230

    CTguy9230 Feeling the Heat

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    the HD by me has discontinued the 5% off policy for having a Lowes card
  18. nola mike

    nola mike Feeling the Heat

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    You don't see the discount anywhere directly. The price comes up, you swipe your lowes card, and when you hit OK you'll see that the price on the screen is 5% lower than the original.

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