Bingo. Good job 44. I know where you are coming from. By the time I was 25 I (and my wife) had built a 2500 sq ft. brand new 4BR, 3 Bath CH Colonial on 2 acres in PA. We contracted for site work, poured concrete, framing and exterior. We did all of the interior ourselves, including heat, flooring, sheetrock, finished plumbing, finished electrical, cabinetry, blah blah. It took us 9 months just working on weekends to get it liveable (we lived with family 50 miles away during construction), then we moved in and worked evenings and weekends to git 'r done. We lived there for 11 years. The neighbors were resentful of these two "kids" living in this big beautiful house on a cul-de-sac (they were all 40-50+). Screw 'em. We both worked our way through college, busted our asses to save, work and earn what we have. Enjoy the fruits of your labor. Anyone CAN accomplish great things. Few people actually do.