Hello again guys, I'm trying to buy a stove to install and my insurance insists that UL has to be the one that does the UL listing. Many stove companies, including the expensive ones, use intertek to test to UL standards. My insurance is trying to tell me that it can't be another company testing to UL's standards and that UL (underwriters laboratories Inc) itself must do the testing to maintain a UL listing/approval. They are saying US Stove company, Vogelzang, Drolet, Jotul, (and I'm waiting on harmans response) are all not UL certified since they use intertek or a similar lab. I have contacted UL directly and am waiting to hear back from them but UL certified is UL certified right no matter who actually performed the test. So far I haven't found a single manufacturer that actually uses UL labs. Is it just me or is my insurance company on crack? Thanks for any input.