I dodged a huge college cost bullet. Niece graduated Magna. Got an acceptance letter from Harvard Law. Sister said no way. I said you do not get accepted into Harvard Law and not do it, I would foot the bill. Sister said the kid couldn't handle the rigor of law school and it wasn't gonna happen. She was right. Now a clerk in a local insurance office and not even handling that well. I would have seen a ton of money go down the toilet.