All excellent ideas. When I bought my house I never had a land line phone hooked up. My wife and I both have cell phones and have a family share plan. In addition to that we have only basic cable without a cable box. We get all the news channels, history channel, discovery channel etc without the movie channels. To remedy this we subscribe to Netflix for movies, and have the ability to watch movies instantly through our blue ray player (which was a christmas gift from my father in law). The cable company keeps sending me letters trying to coerce me with teaser rates to upgrade my cable. I sent a few emails back to the cable company asking how much more the rate would be when the year is up and haven't gotten a clear answer. (higher rates,cable box rental fees etc) In addition I do all of my own maintenance on our vehicles. It really isn't hard changing motor/diff/transfer case oil and changing spark plugs out. My truck has never been to the dealer for maintenance...until I hit 100k and need a timing belt. I honestly think my neighbors think I'm odd because I'm the only one in the neighborhood who doesn't have garbage pickup. I don't buy anything with my credit card unless I can pay it off in full at the end of the month. The only exception is the tractor I bought from Sears last month. Seeing that I just paid my truck off I bought a tractor with a sears card for 0% financing for 6 months. The tractor will be paid off in 3-4 months and the Sears card isn't activated, and is locked away in the safe.