I will admit,My main reason to buy a wood pellet stove wasn't to save money. I bought it for several reasons. The ease of cleaning up is easier than a wood stove. The way my home is configured it would be costly and difficult to put a wood stove in. Storing wood pellets in my basement is easier than it is for wood outside. I look at the big picture when it comes to saving money with this Quadrafire Sante Fe. This economy will get better sooner than later. When it does,watch oil/gas prices skyrocket because of supply and demand. Closing.....I really enjoy coming home from work on a cool/cold night,turn up the thermostat and relax in front of the fire. The ease of this stove is the selling point for me the most.