Hail damage to roof shingles?

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vanmellen said:
I work as a salesman for American Shingle here in Columbia SC. Yes we approach sales as a door to door salesman but we are not scammers. Of coarse the companies goal is to make money. Whoever all of you work for does the same thing and its all about money. No one could ever stay in buisness if they didnt make money. The reason we look for clientel so aggressively is because we make more money that way (obviously). The reason we work in insurance claims is because we can help both the homeowner and the insurance company from being screwed over by each other. The insurance company wants you to pay your premiums every month and never get anything back. That is why most insurance companies now offer disscounts if you've never filed a claim. Also, most people dont know that their local agents get annual bonuses for their offices profit. Basically if you pay your premiums and never file they get a bigger bonus. Now on the flip side; Alot of homeowners (believe it or not) will desire to capitalize on their misfortune by filing a claim and getting their insurance company to approve the total replacement of the roof and then when they find out what the insurance is going to pay they take several bids in order to go with the cheapest one and pocket usually in the area of one to two thousand dollars. This is not only scamming the insurance company but it is also insurance fraud which is illegal by the way. Most homeowners dont know what storm damage is or what insurance companies are going to cover. We do. Your adjuster can (and will; I've seen it) tell you anything. Some homeowners are just out to get whatever they can. Some people are just like that. So based on both sides of the story, you cant trust your insurance company and they cant trust you. In the end you both look out for your own interests. Thats why our company negotiates the costs directly with your insuance company. No storm chasing scammers that I've ever heard of would dare to do that. So in the end the problem isnt "door to door scammers", the problem is all scammers even the ones who have legitimate buisnesses and the ones who work normal nine to fives then go home to their families. Oh by the way; American Shingle is not only the largest roofing contractor in the nation, but we are also members of the BBB the National Roofing Contractors Association, and we are GAF/Elk Factory Elite Certified Installers(this certification is only given to the top 3 percent of roofers in the country). We only use GAF/Elk roofing products which is the highest quality product out there. As far as everyone who prematurely called us scammers, American Shingle salesman have families to feed too. This job is hard enough without people slandering us who dont really know what their talking about. Oh, and beware of insurance adjusters who are in bed with contractors. That is a scam!!!!

Elk was bought out by GAF and there is no such thing as Elk any more. Highest quality is your opinion. I would say good quality.
 
Hogwildz said:
If its legit, its legit.
Keep in mind, your premiums may go up also.

They will get their money back from you. After you do the math you come to realize its nothing but a loan, and you can fincance your own improvements cheaper. Homeowner's insurance isn't to fix things, it's there to make sure the bank can get their money.
 
I was wrong. GAF does still use the elk name.
 
lpsunshine said:
My husband (poor thing), signed up American Singles, still got burned really bad...
Isn't that a dating service?
 
Zombie thread from last year. %-P
 
fossil said:
Zombie thread from last year. %-P
Maybe he was still single last year. ;-P
 
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