My wife and I are considering a refinance on our house. We had an appraisal conducted last week, and got the results back today. I found it interesting that the appraiser saw my Eko40 boiler and asked about it. I told him what it was, showed him the in-floor radiant heating system that I installed, and we talked about what a great job this unit does heating my house all winter long. We have electric baseboard heating throughout most of the rest of the house, but we never use it. We have a room on the back of the house that used to be a swimming pool changing room, but we have since converted it into a living room. There are no baseboards in this room, but there are in-floor radiant loops tied into the Eko. When I received the appraisal, the appraiser listed the house as electric baseboard heat, and the back room was listed as "unheated." I feel it is amazing that they will not recognize wood boilers as a main source of heat, and they didn't even count the in-floor heat as an upgrade to the house. Amazing....