...The monitor is in the back living room where our insert is. ... My concern is could my insert have back drafted that bad to spill into our house and reach the whole way upstairs?
... The outside temp also went from 36 degrees to 60 in a just a few hours. . ...The gasket has a small fray at the bottom right in the middle of the door. ... Am I wrong to think it was the stove and not the boiler?
Lot going on here so lets try and sort through:
- You first say the CO monitor is close to the insert, but then worry that the insert backdrafted to reach 'the whole way upstairs'?
Not sure how to reconcile that. CO is roughly the same density as 'air' so it doesn't have a great tendency to float or sink. It would generally be produced by combustion, so might be a bit warmer and have a slight tendency to rise, but CO detectors are perfectly happy near the floor (ie plugged into an outlet) in contrast to smoke detectors which are always on the ceiling. But either way, an insert burned down to coals would be mainly emitting CO and CO2, not smoke - so entirely possible to get a CO alarm with no smoke smell. Basically, if you have the option to track concentration, then wherever the concentration is highest, that is the source.
- Outside temp going from 36 to 60 in just a few hours
Presume you mean the outside temps were doing that while the insert was burning down? If that is the case, then it's probably the 'worst case scenario'. If your insert is cooling and the outside air is warming then you're loosing draft at a much faster rate. Generally, the fire is burning down as you go through the night - which also means colder temps outside - so sort of a wash.
- Gasket has a small fray
Likely irrelevant to this issue. A leaky gasket will make it hard to control inlet air and may lead to an overfire/runaway situation. But for CO backdraft, the insert already has an air inlet and that would allow CO out just as well as it allows air in. So fixing the gasket may help burning, but won't do a thing for CO.
- Wrong to think it was the stove, not the boiler?
Well, we've been talking about an insert all this time... are you just using 'stove' as an analogous term or are there really three appliances here? ...stove, insert and boiler?