Homeowner's Insurance and Pellet Stove

kt1i Posted By kt1i, Jul 16, 2008 at 11:37 PM

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  1. kt1i

    kt1i
    Member 2.
    NULL
    

    Jun 18, 2008
    69
    0
    Loc:
    Central MA
    I'm wondering what the insurer's reaction is to a pellet stove installation. Will (or did) they raise rates?
     
  2. pelletwood

    pelletwood
    Member 2.
    NULL
    

    May 1, 2008
    67
    0
    Loc:
    Lehigh Valley, PA
    My insurance company raised my yearly rate by $50.00
    But considering I am going to save over $1000.00 with pellets, I think it was worth letting them know.
     
  3. modemgirl

    modemgirl
    New Member 2.
    NULL
    

    May 31, 2008
    42
    0
    Loc:
    Southern MA
    My insurance company just required a form to be filled out, but no increase in rates.
     
  4. wi-dogfish

    wi-dogfish
    New Member 2.
    NULL
    

    Jul 2, 2008
    18
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    Loc:
    WI
    American Family didn't seem to care. I've had good luck with them, but I haven't had any major claims.
     
  5. terryjd98

    terryjd98
    Member 2.
    NULL
    

    Jul 1, 2008
    91
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    Loc:
    Ontario Canada
    When I called my insurance company they said rates would raise $200.00 a year and I have never had any claims in the last 10 years. Thinking about looking around at different insurance companies and getting some quotes.
     
  6. pete324rocket

    pete324rocket
    Feeling the Heat 2.
    NULL
    

    Nov 11, 2007
    471
    6
    Loc:
    albert county, new brunswick
    [quote author="terryjd98" date="1216277959"]When I called my insurance company they said rates would raise $200.00 a year and I have never had any claims in the last 10 years. Thinking about looking around at different insurance companies and getting some quotes

    Good idea...they are ******** you....in my opinion.
     
  7. Pfeiff99

    Pfeiff99
    New Member 2.
    NULL
    

    Jun 11, 2008
    7
    0
    Loc:
    North Central MA
    Did you all wait till the stove was installed? I have Liberty Mutual, and they are a bit 'uptight' shall we say. I think it's best if we get it installed and inspected before we alert them...then I'm thinking we'll probably end up looking for a new carrier as well.
     
  8. BubbRubb

    BubbRubb
    New Member 2.
    NULL
    

    Dec 19, 2007
    265
    0
    Loc:
    Hagerstown, MD
    I have Erie Insurance and they didn't seem to care. They said as long as it wasn't a wood stove they would not increase my premium. They did ask if it was professionally installed (it was), so that may have gotten me out of filling out some paperwork.
     
  9. kt1i

    kt1i
    Member 2.
    NULL
    

    Jun 18, 2008
    69
    0
    Loc:
    Central MA
    I just checked with my ins. agent. My company Safety Ins. just requires a copy of the building (stove) permit on file, no extra charge! :)
     
  10. valentine92

    valentine92
    Member 2.
    NULL
    

    Mar 31, 2008
    77
    0
    Loc:
    Lehigh Valley, PA
    I called my insurance co and they said as long as I get a permit and have it inspected by the city then they dont have a problem with it. My rate will not be increasing.
     
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