Homeowner's Insurance and Pellet Stove

Post in 'The Pellet Mill - Pellet and Multifuel Stoves' started by kt1i, Jul 16, 2008.

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  1. kt1i

    kt1i
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    I'm wondering what the insurer's reaction is to a pellet stove installation. Will (or did) they raise rates?
     
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  2. pelletwood

    pelletwood
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    My insurance company raised my yearly rate by $50.00
    But considering I am going to save over $1000.00 with pellets, I think it was worth letting them know.
     
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  3. modemgirl

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    My insurance company just required a form to be filled out, but no increase in rates.
     
  4. wi-dogfish

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    American Family didn't seem to care. I've had good luck with them, but I haven't had any major claims.
     
  5. terryjd98

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    When I called my insurance company they said rates would raise $200.00 a year and I have never had any claims in the last 10 years. Thinking about looking around at different insurance companies and getting some quotes.
     
  6. pete324rocket

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    [quote author="terryjd98" date="1216277959"]When I called my insurance company they said rates would raise $200.00 a year and I have never had any claims in the last 10 years. Thinking about looking around at different insurance companies and getting some quotes

    Good idea...they are ******** you....in my opinion.
     
  7. Pfeiff99

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    Did you all wait till the stove was installed? I have Liberty Mutual, and they are a bit 'uptight' shall we say. I think it's best if we get it installed and inspected before we alert them...then I'm thinking we'll probably end up looking for a new carrier as well.
     
  8. BubbRubb

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    I have Erie Insurance and they didn't seem to care. They said as long as it wasn't a wood stove they would not increase my premium. They did ask if it was professionally installed (it was), so that may have gotten me out of filling out some paperwork.
     
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  9. kt1i

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    I just checked with my ins. agent. My company Safety Ins. just requires a copy of the building (stove) permit on file, no extra charge! :)
     
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  10. valentine92

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    I called my insurance co and they said as long as I get a permit and have it inspected by the city then they dont have a problem with it. My rate will not be increasing.
     
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