Q&A Insurance Requirements

Question:

My insurance company will not allow me to use the wood stove in the place I recently bought because I do not have any instructions from the manufacturer on what the installation requirements are. To compound this problem I have not been able to find where to get information on the stove that someone installed.



Answer:

There were thousands of models of stoves made in the 70's and 80"s that are no longer around. I doubt that you will be able to find information on that specific model.

Still, most code officials will allow you to use NFPA (National Fire Protection Assoc) guidelines to install a stove which is not labeled or listed to any specs. These are 36" from the stove to a combustible wall..and can be reduced (up to 2/3) by protecting the wall. Your local code official will have copies of these specs. The insurance company may accept them.