Guys and Gals, long time thread stalker/reader. This forum has provided many hours of entertainment and real world knowledge and for that I would like to thank all of you!! Recently bought a 3 year old Lopi Freedom Bay insert off of craigslist in Northern Michigan for $1600. and just had it installed for $800.00 which included a SS liner, a cap, and inspecting and sweeping the chimney. Usually you can have good or cheap, but rarely do they come together! Thanks to Mark and his son at Parchment Chimney services.....a job well done!! I do need a new piece of surround for the top, should that be purchased from Lopi or a local fab shop??