Why is it so hard to get a mortgage on 85 acres??

I hear ya. I just checked available lots in my area and they appeared to be mostly 6% listings. Each market is unique....and if you can tell me where I can get 100 acres for $40k im all ears haha. a .25 acre lot around here goes for more than $40k in my area.

I passed up 100 acres of hardwoods last year for $10,000. It was legally landlocked, but in retrospect, I wish I'd of bought it.

I bought 35 acres six months ago just down the road from me. All fully wooded with ash and hard maple. Most very steep with about five acres suitable to build. Paid $18,000 cash for it. Town of Worcester, Otsego County, New York (inbetween the Catskills and Adirondacks).

Five years ago I bought 50 acres of heavy woods with some fields and two large beaver ponds in the town of Worth, Jefferson County, New York for $10,000.

Three years ago I bought 40 acres - half woods, half hay fields for $16,000. All in the town of Worcester, Otsego Co., New York. It adjoins the land my house is on.

Here are a few photos taken from those 40 acres (my back yard).

wow thats awesome. nice pics