OK, The following I took off the net and I think it summarizes what I have said earlier.
It followed a suggestion that all anyone has to do is hookup a 30 a line from their generator into the dyer outlet and backfeed their electrical panel but that the main must be turned off.
This is illegal in all states and very dangerous as I have said before.
1. "Shutting off the main should prevent backfeed, unless your main is not set up correctly to begin with, which is always possible. I have read about feedback even when the main was shutoff.
2. There is a danger of overloading the circuit you are plugged into if your generator is putting out more amps than that wire can carry, and that could cause overheating and a fire before it gets to the main.
If you forget to shutoff the main you can KILL somebody. Not just hypothetical, but actual. A search of the internet will reveal stories of linemen getting killed.
Some who do backfeed try to justify it by saying they won't forget to shutoff the main, and linemen should be properly grounding and testing before they handle the wires. Well fine, but that just leaves you 2 mistakes away from killing someone. Both of those mistakes can and do happen.
A transfer switch, by design, does not allow the generator to backfeed through the main. It doesn't rely on you to remember to switch anything. The transfer switch mechanically either allows your selected house circuits to get power from the main or to get power from the generator, but not both at the same time. It is dummy proof.
Another reason to have a transfer switch is so you can manage your loads. For example, if you have a 6 circuit transfer switch. One leg of the 240 feeds circuits 1-3, and the other leg feeds circuits 4-6. You balance the draw when you assign those circuits, and you have 2 meters on the transfer switch to view the draw off of each leg. In order to run a 240, you tie circuits #3 and #4 together so you are drawing from both legs."
Failure to balance the load from a generator can indeed prematurely burn out a good generator.
John