dynamics of a burnback (aka hopper fire)
when a stove has a hopper fire generally more than one issue is at hand, one is generally a restricted exhaust air pathway either in the stove itself or in the flue. add a component failure or power outage to that and you have the ability to burn back, now, most times with modern stoves especially where more emphasis has been placed (with learning on the part of we manufacturers us included of course) this still can be avoided in all but really bad cases of neglect. the inherent design of a drop feed is usually not prone to burnback as when feed is cut there is a built in separation between the feed tube and the fire. now a blocked exhaust path allows fuel to pile up against the chute which "reconnects' the fuse to burn back. in a bottom feeder such as my stoves in the event of a bottom auger failure or power outage you do have fuel right at the fire but this fire has a lot longer transit to the bin due to the 2 auger system which gives almost a foot of tube before you get to the drop chute which is internal, now there is separation in between the top and bottom augers that is actually protected from "stacking" as its separate from the burn chamber. also the feed system is heavily gasketed which is quite important as i will explain later.
pellets as we know need air to burn, when our stove gets dirty enough we see this in the ash in our burn pot (half burnt pellets look like little burnt rat turds) this works to our advantage in protecting from a burn back. this is why i BEG people to practice good gasket maintenance! our feed systems are sealed for this reason, if a situation mechanically happens (power outage, component failure etc) the last (and arguably most effective) line of defense is the robust gasketing of our feed systems. this in essence prevents "air replacement" which is necessary to sustain the fire, so what happens is the fire dies from lack of air before it gets back far enough to cause any mischief. even our top feed stoves are gasketed this way, as are virtually all pellet stoves.
now getting back to the airway for the exhaust; the flue system equipped with a vertical rise even if it is not above the roofline due to the small amount of draft cause by the residual heat in the flue (Bernoulli's principle, though Boyle's law plays a part as well. makes for interesting reading if you have a few weeks to burn brain cells at a rapid pace) short version is that a column of air at a higher temperature than the air surrounding it tends to rise (fundamentals of what makes a woodstove burn) this will keep the air moving on the path we want it to follow. without this, air will not have flow, when air doesn't flow and heat is present it simply expands, pushing in whatever direction provides the least amount of resistance (remember our gaskets?) if the path back through the feed system provides less resistance this is where the airflow will travel, right back through into the bin.
short version is this; if a person is not going to be dedicated to the upkeep necessary to allow a pellet or multifuel unit to perform at its peak, and here is the important part, to also work as intended under ABNORMAL conditions, such as power outages , component failures and the like, literally every pellet stove sold in the US will be able to put itself out properly without risk of hopper fire, the testing all of our units,industry wide, mine, harmans, quads , cab 50's and everyone in between undergo to be given a UL listing assures that regardless of brand you will have a unit which if properly maintained will not leave you with a hopper fire.
That said, any pellet stove can be a victim of a hopper fire if neglected, so lets keep em clean folks, practice good PM, pay attention to your gaskets, replace if its not serviceable even if it doesn't seem like it matters it does or we wouldn't put it there, gaskets cost money, if we didn't need em we wouldn't spend the money on em so we could sell em cheaper, right?
i hope folks find this educational, i can talk about it much easier than type it so if my essay seems disjointed i apologize. i can go into greater detail but im hoping just the basics will suffice