I have many reasons why I want to do this, however I need to consider ultimately the value of my house also, since there is a possibility we will be moving in 4-5 years to a new house. Currently we have a pellet stove on our first floor, since we tore down many walls and made all the common rooms one large area, it is working like a charm the past 3 years. Now in our walk out basement we have a wood burning fireplace no insert. I was considering putting in a wood burning insert to be more efficient, yet still maintaining the ambiance that fire wood offers. However, I am starting to lean more towards a second pellet stove both for ease of use with the fuel and over all efficiency. But it also comes down to the value of my house. Here in Eastern, PA people love having the option for a fire place, especially the people flooding the area from NJ who do not have this "luxury". Now my personal goal to get off the grid would be fulfilled, however with the potential sale, which is in question. Yes the person could always take the insert out. Do any of you think that there is a major difference in the overall value that will come out of my house if I go with the wood insert over the pellet insert?