$166 + funding the escrow accounts! About $1700 for the property taxes and $400 for the insurance. These are held in escrow by the other lender though and will be refunded about 30 days after the closing. The closing and title fees come up to $856, and the Appraisal cost $405 but the lender is giving me a credit of $1095 towards the fees. It's a 5/1 ARM (fixed 5 years, adjusts annually after that, which isn't advisable unless you know you're moving) at 2.625%.