I have a large, old masonry fireplace that I want to convert to either NG, wood, or pellets. I visited a local FP shop, very large, and was told the following: 1. There is no difference among the brands Heat&Glo;, Quadrafire, or Heatilator, as they are all made in the same factory, so buy whichever has the better deal. This particular dealer sold certain models of the first two only. 2. There is no cost advantage to using wood or pellets, as their cost is rising with the cost of gasoline, and their installation cost is higher. The cost savings that remain are offset by the work involved. So everyone should be using gas except those who have cheap/free wood. 3. The risk of fire and liability is somewhat higher with wood stoves, both to the installer and the homeowner, compared to NG. Clearly, I was being led, but I was wondering if those here would like to agree or not with any or all of these sentiments. Thanks.