Woo-Hoo!

Congratulations! It must feel good to have that bit of independence.

Cheers!

And to think that we received our tax bill yesterday and were complaining that we have to pay $800 this year... As for the mortgage, we have not paid a mortgage now for about 34 years. Believe me, it is sweet!

Congrats. Got to be a wonderful feeling. I had 10 years to go and then the divorce.....Now under a 30 year weight with 15 years to retirement. Bad math there!

Good for you guys...Now I have to get back to work so I can pay mine!

Congrats Daksy. I'd probably retire if mine were paid off but I have another 11 to go. Refied from a 30 to a 15. I wanted to refi again to drop the rate but it wasn't worth it considering points and other fees. It's better to just apply more money to principle every month. For all of you that are considering a refi, go to this site and download the free calculator. I've used it many times to see what my payments could be or how soon I can pay off my loan by sending extra $. It's pretty cool.

http://www.hsh.com/hbcalc.html