So i get a call from dead river Friday they are dropping my presidential contract because i have not bought oil from them in 2 years...for those of you that dont know what that is , it is a contract that covers all of the boiler parts including replacing the entire boiler if beyond repair...also comes with annual cleaning..well i bought 300 gallons for my domestic this year but bought it from cash energy which is much cheaper..well this pushes me even more to get off the oil grid for good...i boiled it down to on demand Rinnai, or a standard electric water heater with a timer..what you guys think?? i know the cost for on demand will be probably be triple the cost of standard water heater...consumer reports says that it will take 2o+ years to pay for the Rinnai ... but with on demand you will never run out of hot water that's for sure...