im a firm beliver in fans and inserts. So i respecfull disagree. A 3100 will work just fine without a blower, but it will work better with a blower. There is lots of exchange to be had on that top jacket that is buried back in the fireplace.
Since you are already getting circulation through natural convection through that zone, you will get minimal or no additional heat with a blower. It's simple thermodynamics. You need two things:
Residence time of air
Temperature difference
more air means less residence time and lower exit air temperature. Total heat moved will be the same or close to the same (Except during initial warm-up).
You will be more efficient at moving heat away from the stove, but once the room is heated to temperature, a fan offers no benefit.
All inserts with a shroud will naturally pull air in at the low spots and exit at the high spots. When my 3100 is operating I can feel a breeze at the top air exit and I don't have a fan. What I have noticed is that placing a fan to blow air through the shroud does get air away from the stove more effectively especially when heating the house up from being cold.