Homeowner's insurance

[Whitenuckler]

Well the cancellation notice arrived yesterday for a brand new policy. Reason….

Liability for multiple wood burning appliances in living space. This was the only carrier that my preferred independent agent could find for us. And we were paying a lot for coverage.

I’m pissed…… Pretty soon anyone within 10 miles of the coast will be forced use the government insurers of last resort and that has the be a super high risk pool. The rates reflect that.

Data point.

My taxes and insurance have gone up $850 per month from 15 years ago.

Keep fighting the good fight.

That's not good. They should have given you some options and let you submit new WETT inspections. Are you in a difference insurance zone there near the coast? I sure get the feeling underwriters are wanting to put an end to wood burning. The inflation over the last few years is unreal. I think it stated to get really bad after 2008.

 

[EbS-P]

That's not good. They should have given you some options and let you submit new WETT inspections. Are you in a difference insurance zone there near the coast? I sure get the feeling underwriters are wanting to put an end to wood burning. The inflation over the last few years is unreal. I think it stated to get really bad after 2008.

US doesn’t have anything like WETT. It would not matter much in my case as the underwriter doesn’t even care that the installs meet code.

Yes we are seen as high risk.