I wonder...

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SidecarFlip

Minister of Fire
Problem is and I believe I've said it before, is, you never REALLY own your home or ground. If you don't pay the real estate taxes every year, the local taxing district will relieve you of it, sell it at public auction and if that auction don't realize enough return to cover the delinquent taxes, you are still on the hook for the balance, so you never own your place outright. The Gummit always has it's fingers in your till.
 

clancey

Minister of Fire
Feb 26, 2021
1,252
Colorado
So many different ways of looking at it...I say "pay it off" and "pay your taxes" and if they are too high--move to a cheaper place.. Furthermore you are not forced to buy expensive insurance if you do not want to and you could save on that but its the peace of mind and the accomplishment especially if you never had a house to live and grew up living from rooms to apartments and never had a place to call your own----pay it off..I say...clancey
 

SidecarFlip

Minister of Fire
Keep in mind that a requirement of a mortgage loan is carrying homeowners insurance for the value of the dwelling and naming the lien holder as the loss payee on the policy.

No insurance, no home and if you had it when you bought the home and dropped it. you become 100% liable for any loss to the lender.
 

Highbeam

Minister of Fire
Dec 28, 2006
19,068
Mt. Rainier Foothills, WA
Keep in mind that a requirement of a mortgage loan is carrying homeowners insurance for the value of the dwelling and naming the lien holder as the loss payee on the policy.

No insurance, no home and if you had it when you bought the home and dropped it. you become 100% liable for any loss to the lender.

The point he was making is that homeowners insurance is optional after you own the home. It would be foolish to not buy it though since it covers so much more than the house. Think liability.
 
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SidecarFlip

Minister of Fire
That is correct but very foolish. Who wants to suffer the loss of a home with no reciurse.
 

Lordtimothy200

Burning Hunk
Dec 29, 2018
118
Nebraska
Even if you pay your taxes there is no guarantee you will keep your property. Eminent domain. It is what it is. All about balance, No laws, bad, too many laws also bad. There is always winners and losers. In the end I like to think having a corn/pellet stove is a good way of being flexible for any future price shocks.
 

clancey

Minister of Fire
Feb 26, 2021
1,252
Colorado
I think your on the right track here LordTim200 and there are so very bad laws out there that the people have really no control over at all and one example is eminent domain and believe me this can change a persons life "overnight"...My difficulty now is this 5 G that they snuck in the new street light poles and I thought it was just street repair and water pipes in the street--wow --now instead of quiet I get a constant buzzing and there is nothing that I can do about this..This is the sound that I hear only a bit lower but its here--no more quiet for me and I am depressed about this so ones life can change overnight..
 

tlc1976

Minister of Fire
Oct 7, 2012
803
Northwest Lower Michigan
I think your on the right track here LordTim200 and there are so very bad laws out there that the people have really no control over at all and one example is eminent domain and believe me this can change a persons life "overnight"...My difficulty now is this 5 G that they snuck in the new street light poles and I thought it was just street repair and water pipes in the street--wow --now instead of quiet I get a constant buzzing and there is nothing that I can do about this..This is the sound that I hear only a bit lower but its here--no more quiet for me and I am depressed about this so ones life can change overnight..

Wrong link? This one has nothing to do with 5G or internet in general, as it has been reported since the 70s.
 

clancey

Minister of Fire
Feb 26, 2021
1,252
Colorado
Wrong link or not that's what it sounds like 24 hours a day but with a lower hum and if you go on and look up 5 G and problems there are plenty of them and many people are complaining about all kinds of things.. For one thing since this thing has been in about a 1/2 house away but they dug out front of my house my throat in the morning is actually closed up with a extreme amount of dryness as well as my eye lids and it takes me awhile to rinse in water and open them as well as other things that I have noticed and it continues to sleep patterns and energy too...It does affect a lot of things but the noise is terrible and grating and vibrating so take it from the horses mouth here wrong link or not for that's what it sounds like and this is a terrible situation, now they are talking about 6 G--new world coming and i am doing the best that I can with this annoying hum...clancey