A friend of mine is putting a stainless flex liner inside his masonry chimney for a woodstove and there is some question whether he needs to insulate it or not. His chimney is constructed of at least one, but maybe two, layers of regular brick. There are no flue tiles. The chimney sits on an exterior wall, but it sits just inside a framed stud wall. Thus, you can see the brick chimney exit the roof, but it enclosed in the wood siding and framing when looking at the side of the house. Does he need to insulate the liner to prevent those studs from being exposed to too much heat over time? Again, the chimney is made up of at least one, maybe two, layers of regular brick. Also, the chimney looks to be about 12x12, so there will be some air space between the liner and the brick.