Q&A Insurance Requirements

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New Member
Staff member
Nov 27, 2012

My insurance company will not allow me to use the wood stove in the place I recently bought because I do not have any instructions from the manufacturer on what the installation requirements are. To compound this problem I have not been able to find where to get information on the stove that someone installed.


There were thousands of models of stoves made in the 70's and 80"s that are no longer around. I doubt that you will be able to find information on that specific model.

Still, most code officials will allow you to use NFPA (National Fire Protection Assoc) guidelines to install a stove which is not labeled or listed to any specs. These are 36" from the stove to a combustible wall..and can be reduced (up to 2/3) by protecting the wall. Your local code official will have copies of these specs. The insurance company may accept them.
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