That's not a great price for a machine with no loader... keep looking. As mentioned you will find a million uses for the loader and they are easy to take off/put on. You can move dirt, mulch, firewood, pick up rocks, stumps, logs, lift heavy things out of your car/truck, excavate paths, etc.This past winter I got stuck in a big snow drift and was able to use the loader to lift/push the tractor back out of it. Also you need/want to sell it one day, it will be much easier if you have the loader.
If you want the most for your money, look on Craigslist or other local classifieds and find a used single owner machine. Don't sweat the hours too much, as long as it was well taken care of they should last indefinitely. You want something kept indoors and used by a homeowner, not a landscaper/commercial machine. Kubota and John Deere are the most popular and keep their resale value the best. Kioti, New Holland, LS are also good brands.
I also have a lot of hills and I recommend getting the rear tires filled. This adds weight at the lowest possible point and really helps with stability.