I recently had a Level 2 inspection performed, and saw missing mortar and gaps between many of the clay tiles in the chimney of my circa 1926 wood burning fireplace. In addition, the corbelled smoke chamber needs to be parged. Two companies are recommending a stainless steel liner, though one says they will remove all of the existing clay tile before installing a round liner while the other says they would leave the tile and install a rectangular liner. At this point, I'm pretty confused. I'm also wondering whether I should be considering an option like Heatshield instead. Thoughts?