hello, I have a masonry fireplace and am looking for a wood burning insert for supplemental/fun fires. I was given a quote for the loki 1250i for $1584 plus $550 for a custom cut 3 sided panel (what is that?) and $2180 labor. Is this a reasonable price? Not sure I even know what this panel is? Any advice is appreciated.also it would come with an uninsulated liner. Should I upgrade?
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