I finally saw one! We did a bat exclusion on an older home and it was sitting right in the middle of their living room. It's the only house I've seen that consistently had their windows open on 30 and 40 degree days.
That will be SLICK.....when are you coming to my house
So how are you going to get the homeowner's insurance to ok it?
Well I'll probably try to become a certified masonry heater builder. The masonry heater association has a program for aspirants. I need to build 2 heaters and show pictures of the builds and take some courses. I know I'm building mine so that leaves one more. Maybe after I build mine I'll post on here to see if I can find someone who wants to try a masonry heater - I would probably build it at cost, gas, and a workman's wages. With my thrifty ways the heater would probably cost around the cost of a good wood stove. The build would be examined by certified mason(s), and if they were satisfied I see no reason why the homeowner couldn't get insurance.
Masonry heaters are safe - you do your 2 to 3 hour burn when you are home. Light it, crack the door, and once started close the door. Wood burns and damper is closed. And you are done for the day. Five inches or greater thickness is pretty thick. And if you forget to close the damper? No danger you just lose some of the heater's efficiency.
Actually, many masonry heaters use SS insulated chimneys once you are above the height of the heater and the doors are the same size as any large stove. They just look tiny compared to the huge face of the heater.
Point is that insurance companies have no one to answer to except their stock holders and all they want is $$$$.
Well, since they were developed to make good use of all usable firewood/fuel (limbs, branches, uglies [stuff we save for 'shoulder' season], even bundled grasses)...I fall into category #3. My cost for my first heater will be around $1200 (a medium sized one). But after all of my masonry heater research, I could build a second no-frills small masonry heater for $750.
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