I think I'm going to have the person who cleaned the chimney install the insert when it comes time. He's NFI certified and sounds knowledgeable. He said he puts a block off plate at the top of the chimney. Does that sound right? He would use stainless steel piping and also said he insulates at top of chimney and bottom but not in between. I will buy Roxul and ask him to put it in if he doesn't normally do it. I saw somewhere else that the Roxul is 3.5" which might be an issue on sides with not enough room. Should back, sides, bottom, top of insert be insulated with this Roxul? Is there something else to use if it is in fact 3.5"? Thanks again to all of you with all this great info.