I have a company called (Brickliners) coming out to give me a free estimate to drill a 3+" hole in my chimney to accommodate what will probably be a 16 to 20" metal ducting making up my OAK on my M55. My only question has to do with cold air coming in through the pipe and outside around the pipe. So when the stove is off, cold air comes through the OAK into the stove creating my first overnight pellet freezer. I can deal with this because of all the seals, most of the cold stays inside the stove. But...behind the stove and my surround, that area I would think would get freezing cold because the OAK pipe would be chilling that whole area and......coming into the house? Then there is the fact that the overnight temp in the house doesn't get bellow 58/59 because my oil boiler kicks in overnight ( the only time it's on for an appreciable amount of time) So, I am wondering if an uninsulated OAK will cause me to burn more oil overnight????? Condensation? Someone mentioned the black rubber tape. What about a double insulated stove pipe? Any easy answer greatly appreciated. Bill