Nofossil has a good drawing. sometimes the pump will run at the top of it’s curve, sometimes off the bottom, and possibly right in the sweet spot. that is one problem with a single pump that sees various loads. if you size it to handle any or all loads together, when one small load calls it will be overpumping, inefficient, etc. A pressure activated bypass could help keep the pump on curve, but it also consumes pump energy.
As drawn it would be hard to balance flow through high head zones and the wide open zones. The circuit with the least resistence will get most of the flow. Circuit setters could help, but overly complicate the system.
Thanks for the detailed response. If I understand you correctly, the benefits of the primary / secondary approach are that the load on the pumps is more constant and the zones are easier to balance.
I hadn't thought of either of those as problems. Here's my understanding. Please clarify if I don't quite have it right, and please excuse my insistent questioning. I'm trying to walk a fine line between learning and arguing, hopefully on the right side most of the time ;-)
A circulator has a pressure / flow curve such that the less resistance, the more flow. This compensates to some degree for the varying number of zone valves that might be open - more zones, more flow. Manufacturers strive to make this curve as linear as possible, so that you will get close to twice the flow with two zone valves open as with one.
Zone valves have a very small orifice so that the valve itself makes up a significant percentage of the head loss for each zone. In that way, the zones are close to balanced. There are no 'wide open' zones. Any zone that gets more flow will simply reach temp sooner and shut off.
The circulator will pump less with fewer zones open, which will have the effect of increasing the boiler temp due to less flow. Wouldn't a variable speed pump increase its speed under those conditions, making it work even harder than the single speed? Does power consumption vary significantly with head loss? How would you define 'sweet spot' for a given circulator?
Finally, I haven't seen a variable speed pump that's less than $300, even on eBay. The ECM pumps look to be in the $400-$500 range unless there are sources I haven't found. Would it be too much to ask you for rough-order-of-magnitude prices that folks could expect to pay for the more esoteric components? I've shied away from some approaches because of perceived cost. Love to find out I was wrong.
For mine:
Circ pumps: Taco 007IFC or Grundfos UPS15-58FC - about $50 on eBay, $75-100 in the real world
Zone Valves: Honeywell Zone Valves - about $60 on eBay, about $80 in the real world
3/4 Mixing valves (DHW): Honeywell AM101-1-C - about $50 on eBay