My main isssue so far this year has been the issue of cool water returning after going out to the zones. I have a series setup with a Tarm 40. If 4 of my zones are calling the return water is cool and I cannot get the outgoing water to be hot enough when it re-circulates. The 4 zones calling for hot water at the same time does not happen alot... but when it does... I really want to keep teh water hot. For example... when it is -26 in the am when i wake up and my house is at 60 and will not climb any higher. The water going out to zones does not get above 130. I had the oil boiler set at ( aquastat low temp? ) 110. I had it set vey low in the beginning because I really wanted to use the least amount of oil possible. I only wanted the boiler to come on... when( or if ) my fan went off. Using this method... my house would occasionally get cooler... but then when i could finally get home and add wood... the temp would climb back up to where i wanted it. Obviously... the weather dictated how quickly I could bring the temp back up. If I got home and 2 zones were calling ( and circulating water at 130)and it was 64 in my house and 20 outside... I could recover it and bring it up to 70 in 3-4 hours. So... now i have decided to crank up the oil boiler setting a bit. I set it at 145. This has helped tremedously during the colder snaps. It keeps a more even heat and I don't have to catch up. If all 4 zones are calling even with teh Tarm up to 190... the oil boiler will kick on and keep the returning water from getting too cool as it goes back through the zones. It will keep temp at the high point of 160 and low point of 145ish. Then... it seems... to not kick on when 3 zones are calling and the Tarm can handle the load... unless of coarse... the temp outside is -20s. Even then.. as long as my zone for hot water is not calling ( fourth zone) then it isn't that bad. My thought is..just keep the oil boiler setting up where it is now. I am ok with spending the money for the oil. Even at this setting I am thinking I will use no more than 75 gallons for the whole heating season? Even if it is 100 gallons? .. ok with that. Makes life easier and warmer. .. and i am still not using over a thousand gallons of fuel that i would normally have to use. Last year ( whole year ) I used a woodstove and 4 cord and 750 gallons of fuel. This is heat and hot water. This year I am hoping to use 6 cord for heat and hot water... and maybe 200 gallons for the year? I do not have storage so i will need the oil for hot water in summer. Benefits this year over last year. Better heat... nore even throu out the house.. and higher temp.. keeping it between 64-70. Also... less mess... woodstove is out of living area and less smoke. Less hassle with wood as teh storage is better situatated forr filling tarm in basement then trying to constantly move small amount to wood stove. 6 cord is all stacked near tarm for easy filling. Also.. i enjoy not waking up at 1 am to fill th ewoodstove. Tarm goes all night and i wake up happy. Next project is to make house better insulated so i can use less wood.