Well if you heat your house for $700 - $900 a year then you can't be using that many BTU ( I would have to know what you pay per therm). You could probably get away with 2 ton a year and in my area that would be $376. Still $324 cheaper than your low side and $534 cheaper than the high side. I would say the stove could pay for itself in 5 years.Thanks for all the replies. I'm lazy too! I did the wood stove thing before for a number of years at two different locations. Even then, I gave up on cutting, splitting and stacking. I didn't get any enjoyment from it.
I keep considering either a wood or pellet stove but I'm having a hard time pulling the trigger. Natural gas is so darn cheap right now that I'm having a tough time spending 3-5 grand on an insert and installation when I can heat my house for around $700 -$900 per year with natural gas. I know it's not always going to be this cheap but right now it's a tough dime to spend for now real return on my money.
Better... I was confused for a min. there.My wife. I would say now it was the right choice.
I think I would prefer a wood stove if I had natural gas. As a backup in a power failure. Im pretty lazy and would never use the stove if I could just walk over to the wall thermostat and crank it up knowing its not costing me a fortune.
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