We have pretty much decided on this insert. I have read about issues regarding fan noise, but I have read about different issues about literally every insert we have considered, and this seems like it might be manageable. However, I was reading the owners manual and came to a new question: Does anyone know if it is possible to just turn the fan off if we wanted to just sit and look at the fire, for example? Would that need to involve unplugging the power? What about putting the wall outlet on a switch? Would something like that damage the insert at all? Would turning down the dial on the stove itself have the same effect, thus rendering this irrelevant? Just checking before committing. Thank you.