OK, so lets see where to start this. Most manufactures produce literature that says you can direct connect chimneys as long as the surface area of the existing chimney is no more then 3 times the area of the appliance being hooked up if its a internal chimney, or 2 times the area if its a external chimney. This rule assumes that the chimney you have is rated to UL1777 which states that the chimney should be able to handle 3 10 minute chimney fires at 2100*. Well guess what, none do. Most clay tile chimneys are constructed wrong (95%+) so UL1777 states that all inserts and stoves that are connected to solid fuel clay liners must be lined and insulated. So what does this really mean?
You can never dump a stove or insert in to a clay flue liner.
You must insulate every installation. The insulation is there to protect the home from a chimney fires, not improve draft. But insulation improves draft substantially and protects the home at the same time.
You can never hook up a solid fuel appliance to a factory built fireplace or factory built flue. Its not tested and not approved. Factory buillt chimneys are listed to 1700* not 2100*. And the manufacture of the pre fab chimneys never had there chimneys tested to operate with a liner installed. So technically, there is not a approved installation on zero clearance fireplaces for any thing other then the zero clearance fireplace that is attached to it. Just because a insert manufacture states that there insert can be installed in a ZC, does not mean the ZC can take a insert. Not one ZC fireplace is listed to use a insert or liner so its totally not legit to do this. Most companies ignore this rule.
ANY thing out of these guidelines is technically an illegal install, but that does not mean that we do not take educated risks when we veer from these rules. Most installs are not up to code, the only ones that are, are the ones that are installed in clay flue tile liners with insulation and a stainless steel liner. IF the liner is rigid, then you must use stainless rivets to connect the rigid to the flex sections. If your installation does not sound like this. then technically, its wrong.
You can never dump a stove or insert in to a clay flue liner.
You must insulate every installation. The insulation is there to protect the home from a chimney fires, not improve draft. But insulation improves draft substantially and protects the home at the same time.
You can never hook up a solid fuel appliance to a factory built fireplace or factory built flue. Its not tested and not approved. Factory buillt chimneys are listed to 1700* not 2100*. And the manufacture of the pre fab chimneys never had there chimneys tested to operate with a liner installed. So technically, there is not a approved installation on zero clearance fireplaces for any thing other then the zero clearance fireplace that is attached to it. Just because a insert manufacture states that there insert can be installed in a ZC, does not mean the ZC can take a insert. Not one ZC fireplace is listed to use a insert or liner so its totally not legit to do this. Most companies ignore this rule.
ANY thing out of these guidelines is technically an illegal install, but that does not mean that we do not take educated risks when we veer from these rules. Most installs are not up to code, the only ones that are, are the ones that are installed in clay flue tile liners with insulation and a stainless steel liner. IF the liner is rigid, then you must use stainless rivets to connect the rigid to the flex sections. If your installation does not sound like this. then technically, its wrong.