Have been researching inserts. Stopped by a local Quadra-Fire dealer who seems great - has a lot of positive reviews online from local customers too. They only offer Quadra-Fire. The issue there is I'm seeing some terrible reviews for many of the Quadra-Fire inserts. I just can't shake that most of the reviews are older. I can't find any from the past few years. Wondering if the quality is any better? I've research Harman butt he dealers are all quoting me some crazy installation prices, whereas the Quadra-Fire dealer had a very reasonable installation price. I'm nearing the point where I have to decide to proceed or push it off another year. I'm a huge believer in online reviews from real people. With that being said, I'm very reluctant on Quadra-Fire due to so many poor reviews. Thanks for any thoughts/comments/advice.