Since I completed installation of my EKO 40 in Sept I have been heating as needed with my water temp set to 170. This seems to provide all the heat I need for my 2200 sq/ft ranch & DHW. However we have not yet had really cold weather. I do not have storage so I realize I will have idle fires some of the time. After some tweaking (with lots of help from this site!) I am pretty comfortable with the operation & performance of my EKO. What are the variables to consider when setting the boiler water temp? Am I running my circ pumps longer than necessary by not heating to 180 degrees as suggested in the manual? No doubt I will experiment with the settings this winter but if I can learn from the experience of others, that is a wonderfull thing.