i have a 2300 sq. ft. , 2 story house , built in 1880 , uninsulated , but with all new windows. for an old house its fairly tight .. heres my question , i have a harman furnace rated at 90,000 btu's - 2200 sq. ft., right now i dont have the cold air return hooked up ( am in the process of getting it hooked up ) - i am only getting roughly 4 hour burn times, which is killing me , up in the middle of the night , cant leave the house for long !! so will the addition of the cold air return help with this , and my main question will insulating make a big difference . i am assuming so , but just keeping in mind the possibility of a larger furnace ??? the dealer told me i would be fine with the smaller one , now i'm not so sure??? any thoughts/// thanks joe