We are about to install a wood burning insert into a fireplace in a 1973 built house. The chimney is about ~24' tall with a 11"x11" ID/13"x13" OD terracotta opening at the top, planning on using a 8" diameter liner. The chimney *IS NOT* in the middle of the house, but rather sticks a bit out of the wall of the house (6" or so). I've been looking at liners and faced with the option to purchase one with or without insulator (about a $400 difference). I've been mulling the decision in my head of whether or not the liner would be worth the money, especially since I plan on cleaning the liner annually to knock out any creosote build-up.
*AND* if it's decided I need the liner.... any recommended sites to purchase an insulated liner from?
*AND* if it's decided I need the liner.... any recommended sites to purchase an insulated liner from?