I'm curious about how efficient inserts are compared to the same stove as a free standing model. I know the btu output is listed as the same because they are tested as stoves and not asinserts. I have a PE Summit insert and it works really well, but I don't get the crazy amount of heat out of it that other people say they do with the free standing version. I know the chimney and over insulation in the house plays a big part, but I just curious if anyone has any genera ideas.