Good advice by other posters, but I would add that radiant floor heating is not the best in a well-insulated, high efficiency home.
If this is a new build, you should be putting your $$ and attention into getting it above average insulation airsealing and windows, versus the barely code compliant build that most contractors crank out. If you do that, then your heating bill will not be a concern (mine on average is less than the cost of broadband and water). Look for a builder with experience in such buildings, not just greenwashing. In fact, most builders that are ready to build energy efficient homes would never consider putting in radiant.
That is the most 'future proof' solution for the house....hard to make thicker walls later.
Solar...price of solar is quite low. Incentives in the US are not that generous. If you have actually gotten quotes on solar, and don't like the payback, then great. If you are getting word of mouth from a builder that is not interested in energy efficiency, then you might want to talk to someone else. Ofc the solar resource in the PNW is NOT the best, and the grid power is very low carbon.
What is the issue with in-floor heating? Basically, as the envelope of the house gets better, less and less heat needs to be delivered by the floor, and so the service temp to keep the house in balance has to get lower (to not overheat the house). Everyone loves the idea of walking around on a floor heated to >80°F in January. That might work in a drafty house build to 1960 standards, but in a modern house the service temp might be just a few degrees above the air temp, and will actually feel cold underfoot! This will be doubly true during mild weather.
Occasionally I wonder if I have some sort of masochistic streak — somehow enjoying the grief I get when bursting people’s favorite bubbles. I’ll brace myself for such a response to this column, when I point out why radiant-floor heating systems don’t make sense for new, energy-efficient houses.
www.greenbuildingadvisor.com
The other issue is one of control. The thermal inertia of the floor and the low heating temp make the time required to change the indoor temp (up or down) very slow. This slowness becomes worse as the weather gets milder and as the insulation improves. Net effect: you have to wait a long time to get warmed up if you house is cold, and you can never do 'setbacks' at night if you like sleeping cooler than at your daytime temp.
And then there is the fact that due to global warming, you will eventually want central AC. Doing a new build of a hydronically heated house in 2021 just means a costly ductwork retrofit at some point in your future!