considering this insert, in the Timberland Brown. Everyone is telling me I will regret the decision, due to how easily it will chip. Can anyone tell me if this is really the case. They think it will scratch if a trivet is on top, chip if I hit the side with a chunk of wood, etc. I really want this stove but wondering if I should go with the black, which is second choice. I live in a wood cabin and the brown I am assuming will look so much sharper.........