I am going to go with a ss flex liner in my existing block chimney. Problem I have is that the top half (10 feet or so) of my chimney is missing the flue liner as I removed it because it was damaged, but the remaining 13 feet down has the 8x8 clay liner still there. Talked to the rep at Rockford and he said I could pour down vermiculite to fill in the gap on the lower half to insulate and go with the blanket wrap on the top half of the liner thereby ensuring the liner is insulated from top to bottom. Seems reasonable since the top half is where insulation is really critical. I don't want to get into the job of removing the existing flue tile especially since it is pretty far down and why open up a can of worms possibly by damaging the existing structure when trying to remove it. I have seen plenty of folks who just run the ss pipe thru the clay tile and use the poured in insulation. Trying to keep it as simple as possible. Can I just pour in vermiculite (or peralite) to fill in the below cavity? I would pour the insulating material once i got the ss liner in place and obviously the insulating material would go between the new liner and existing clay tile but also would flow between the outside of the clay tile walls and the inside wall of the blocks. Anyone see a problem with this? I figure I'd ask you guys here as I have read a lot of great advice over the years on this site. Thanks.