Hey all, I am getting ready to pull the trigger on a insert and am contemplating installing it myself. I just visited three local dealers with two of them stating that they recommend insulating the liner. The third dealer which is by far the busiest of them all does not insulate and says it is not necessary and a waste of money. I told them I had an exterior chimney and they still says it doesn't matter. I spoke with the owner, salesperson and one of the installers. Practically everything I read here highly recommends insulating. I live in northern NJ which I'm not sure it matters. This is confusing me and any input would be appreciated.
Thanks................ Tom
Thanks................ Tom